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About Mortgage Lawyer

The Mortgage Lawyer
P.O. Box 752
Hendersonville, NC 28793

Toll Free: 866-690-0535
FAX: (828) 697-0386

Wednesday, January 07, 2009

The Mortgage Lawyer counsels and assists his clients in obtaining mortgage loans for purchase or refinance. Historically, lawyers have provided this service to their clients as part of the practice of law. However, in the modern era, this service has been performed by banks or mortgage brokers who charged various fees to obtain the loan. Due to the increasing variety of loans available, as well as the complexity of the loan application process, many clients find the services of The Mortgage Lawyer to be invaluable.

Retaining The Mortgage Lawyer can also be cost effective since many of the "fees" charged by banks and mortgage brokers are eliminated. No origination fees, broker fees, or application fees are ever charged! We tell you at our first meeting how much it will cost to close your loan and put it in writing in what is known as a Good Faith Estimate of Costs.

The only fees collected by The Mortgage Lawyer are:

---Attorney’s fee payable only if the loan closes.

---Title Insurance (required by the lender).

---Appraisal fee (usually $300.00).

---Hazard Insurance and taxes in escrow (these may be waived).

---Recording fee to record the mortgage or deed of trust.

In addition to saving money, many clients appreciate the security that comes from hiring The Mortgage Lawyer to handle the legal issues associated with purchasing or refinancing their home.

At The Mortgage Lawyer you are a client, never a “customer”, or an “account”.

James L. Goldsmith, Jr. is The Mortgage Lawyer and is known to his family, friends, and clients as “Skip”. He and his wife, Crystal, live out in the wilderness of Henderson County, North Carolina, on property that has been in the Goldsmith family for almost one hundred years. They have two children, Trace and Montana. Skip is a graduate of the University of South Carolina, B.A., M.B.A, and J.D. and has practiced law since 1982. Skip is admitted to practice in both North and South Carolina.